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"Dear David & Susan, Thank you for all your work, dedication and patience in finding the right place and helping us with the buying process." 

"Alex & Irene C"

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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
What is the most populous state in the United States?

A 
California, with 35.9 million people.
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David Witt and Kerry Cahill-DeFuccio, REALTOR®, real estate agent and broker for Clinton, Hunterdon County and Warren County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

David Witt and Kerry Cahill-DeFuccio
Weichert Realtors

9 West Main Street
Clinton, NJ 08809
Tel: 908-447-2006
Fax: 908-537-9913
Email: davidandkerry@NUMBER1EXPERT.com

David Witt and Kerry Cahill-DeFuccio share the common goal of delivering superior service to every one of our clients every time. Our unparalleled dedication to our clients� best interests, whether buying or selling a home, is what sets us apart from our competitors. In this fast changing real estate environment it is more important than ever to have the best representation possible. Contact us today so that we can show you how our award winning, top producing team can help you achieve your real estate goals.

Equal Housing MLS REALTOR


Weichert Realtors


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