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All agents are NOT alike! Find out why we have so many repeat clients. We really care about you. Call us: 908-892-4396.

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School Reports in Clinton, Hunterdon County and Warren County, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What does the term Curb Appeal mean?

A 
This term describes how homes look from the street; this first impression is very important to prospective homebuyers.
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David and Susan Witt, REALTOR®, real estate agent and broker for Clinton, Hunterdon County and Warren County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Susan Witt
Weichert Realtors

9 West Main Street
Clinton, NJ 08809
Tel: 908-892-4396
Fax: 908-537-9913
Email: davidandsusan@NUMBER1EXPERT.com

David and Susan Witt and all associates affiliated with The Witt Team share the common goal of delivering superior service to every one of our clients every time. Our unparalleled dedication to our clients’ best interests, whether buying or selling a home, is what sets us apart from our competitors. In this fast changing real estate environment it is more important than ever to have the best representation possible. Contact us today so that we can show you how our award winning, top producing team can help you achieve your real estate goals.


Weichert Realtors


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